There are a number of credit cards that give you a percentage of cash back on groceries. The Capital One Walmart Reward card, American Express blue cash Everyday, Discover it Cash Back and American Express Blue cash Everyday are some of these cards. Learn how to get cash back from your credit card to make the most of your grocery shopping trips.
Capital One Walmart Rewards card
The Capital One Walmart rewards card is a cashback credit card that's specifically designed for those who frequent the retail giant. This card is not eligible for a sign-up bonus. However, it offers high rewards on purchases made at Walmart. Its premier earning potential is good for the first 12 months, and the rewards can be used for a variety of purchases.
The card has an interest-free intro period and zero foreign transaction fees. It is a good option for people who have average credit. However, this card is not available to anyone who shops at Walmart. This card might not work if you only shop at Walmart.
While you can't keep cash back on your Capital One credit card, you can use it to redeem points for gift cards or travel deals. These points are non-expiring and can be redeemed online or via a mobile app. You can also call the credit card company to redeem them.
Get Cash Back with Discover It
The Discover it Cash Back creditcard is a great option for those who want extra cash back while shopping at the grocery. Participating grocery store customers can earn 1% cashback. The card offers bonus cash back for purchases made in health clubs. You can also use the card to attend eligible online and in-person classes. This offer is not valid for purchases made at standalone health clubs.
Discover It Cashback is not for everyone. It has its advantages, but it does require some effort to reap its rewards. Although rewards rates are high and it is very easy to use the program, you should be diligent about registering your card for quarterly reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue Money Everyday
American Express Blue Cash Everyday credit is a great option to make a little extra money at the supermarket. With this card, you'll earn Rewards Dollars, which you can then use in increments of 25 to pay off your monthly balance. These can be used for groceries and other household essentials. You'll also receive a $15 statement credit each month.
You don't have to pay an annual fee and can earn up to 3% cashback at gas stations and grocery stores in the U.S. Filling up your tank will give you nearly four Rewards Dollars every month.
This card is great for people who spend a lot of money on clothing, groceries, gas and other necessities. There are many benefits to this card, including secondary car rental insurance for free and extended warranty of up to two years on all eligible purchases. The Blue Cash Everyday card is a great option for people who are constantly on the go.