Many credit cards give you cash back when you shop for groceries. Among them are the Discover it Cash Back, American Express Blue Cash Everyday, and the Capital One Walmart Rewards card. You can get the most from your grocery store purchases if you know how to get the best cash back on your card.
Capital One Walmart Rewards card
The Capital One Walmart Rebates card is a cashback credit line that's designed for frequent shoppers of the retailer. While there is no sign-up bonus, the card gives you high rewards when you shop at Walmart. The card has a high earning potential and is valid for 12 months. You can also use the rewards for many purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. The downside, however, is that this card is only available to people who shop at Walmart. This card may not be right for you if you shop only at Walmart.
You can't get cash back on Capital One credit cards, but you can redeem your points for gift cards and travel deals. These points never expire and you can redeem them online, through a mobile app or by calling Capital One credit card company.
Get Cash Back with Discover It
The Discover it Cash Back card is a great way to earn extra cash back at the grocery store. You can get 1% cashback at participating grocery shops. The card also offers bonus cash back on purchases at health clubs. Your card can be used to access eligible in-person or virtual classes. The offer does not apply for purchases at standalone health club stores.
Although Discover It cash back offers many attractive benefits, you will need to put in some effort to reap the rewards. Although rewards rates are high and it is very easy to use the program, you should be diligent about registering your card for quarterly reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue cash Everyday
American Express Blue Cash Everyday is a great credit card that will allow you to save a bit at the grocery. You can earn Rewards Dollars with this card which you can then spend in increments of 25 to repay your monthly debt. They can also be used to buy groceries and household necessities. Plus, you'll get a statement credit of $15 each month.
There's no annual fee, and you can earn as much as 3% cash back at grocery stores and gas stations in the U.S. With the American Express Blue Cash Everyday card, you'll earn Rewards Points every time you fill up your tank. Filling up your tank will give you nearly four Rewards Dollars every month.
This card is perfect for those who spend a lot on clothes, groceries, and gas. The card comes with a range of benefits, including second car rental insurance free of charge and two-year extended warranty for eligible purchases. Blue Cash Everyday card can be a great option for people who travel a lot.