Even if you are not a citizen, international students can get credit cards. You have several options. These include Bank of America (Citibank), Bank of America (Discover it(r), and Chase Freedom Student. These cards offer a variety of benefits that are very popular among students.
Citibank
There are several credit cards available to international students. The Deserve EDU student mastercard doesn't require a security deposit nor an annual fee. It also offers 1% cashback on all purchases. This card is intended for international students who do not have an ITIN or authorization to work in the United States. It is issued via WebBank and does no require a Social Security card. It doesn't have an annual charge and it does not require credit scores.
Citibank offers many student credit cards. Some of these cards are easy to apply for while others can be difficult. Some of them are only available for students who have been accepted at certain institutions. Some cards require high credit scores.
Bank of America
Bank of America has a range of credit cards available for international students. These cards can be more appealing than a standard student card, as they do not have an annual fee and offer 1% cashback for purchases. However, if you do not have a social security number or SSN, you'll need to obtain an ITIN or SSN. Capital One's Platinum Card does not have an annual fee, but it has limited rewards.
Chase Sapphire Reserve is a good option if you plan to go on a vacation. This credit card does not have an annual fee or foreign transaction fees. After you make five monthly on-time payments, the credit card will allow you to increase your credit limit. The annual percentage rate is typically around 20%.
Explore it(r).
Students receive 5% cashback when they buy Discover it(r). The card also gives you 1% cashback on all other purchases. Cash back is also available for purchases at gas stations and restaurants. The Discover it student card also features a rewards program for students that will help them keep track of their expenses and save money.
This card does not have an annual fee and offers a competitive rewards rate. It also does not require a minimum credit score. The card is great for students who are on a limited budget. Discover is also willing to match the cash you earn in the first year of your card's use.
Chase Freedom Student
Chase Freedom Student credit cards for international students are a good option if you're planning to study abroad. The card gives you 1% cashback on all purchases, and does not require that you spend a specific amount in any category. The card is activated automatically and you are eligible for a nine-month membership that gives 50% off all eligible purchases. It does not come with an annual fee. There are however a few terms and conditions.
Chase Freedom Student credit is an excellent option for students without a lot of disposable income, who don't want to spend too much on expensive items. There is no annual fee or minimum spend requirement. The card also offers a $50 bonus when you make your first purchase within three months. You will also receive a $20 bonus when you reach your fifth year anniversary.
Capital One
Capital One credit cards are a good option for international students. This card is designed for international students and offers cash back rewards. It also comes with no foreign transaction fees and no annual fees. The card offers 1.25% cash back on purchases and may qualify for a credit line increase after five on-time monthly payments. If you don't have a steady source of income, the credit card might not be right for you.
As an international student, you may not have much credit history yet. Capital One Journey Student Credit Card does not have an annual fee. Unlike other cards, it doesn't require an SSN and offers 1% cash back on purchases. Capital One Platinum Credit Card is another good option for international students. There's no annual fee and you don't need an SSN.