Many excellent Bank of America credit card options are available. These cards offer numerous benefits, including travel rewards and cashback. Your financial situation and personal preferences will determine which card is best for you. Bank of America credit cards offer excellent benefits for both students and business owners. A card should offer strong rewards and benefits. Bank of America Business Advantage Customized Money Rewards Mastercard is the best card for you if you want to travel with the most rewards.
Bank of America Business Benefit Customized Cash Reward Mastercard
Bank of America Business Benefit Customized Cash Rewards credit card offers flexible rewards for business owners. The card offers $300 in statement credits per year and a minimum spending requirement for $3,000 Additional benefits include a two percent cashback for dining purchases and a one percent return on everything else. These rewards can add up to a limit of $50,000 on your credit card.
For this card to be approved, applicants must have a FICO(r), score greater than 720. The minimum credit score for this card is not too high. However, most applicants will get approved with credit scores that are excellent to excellent. The Bank of America Business Advantage Cash Rewards Mastercard comes with a 3% foreign transaction charge.
Customers can earn cash back to redeem for statement credit, cash or checks. Bank of America allows customers to make monthly category changes. You can also automatically invest the cash earnings in a Merrill Lynch investment or Bank of America account.
Bank of America Premium Reward Card
If you're looking for a credit card that earns generous rewards without a hefty annual fee, consider the Bank of America Premium Rewards card. Its low annual fee and comparatively modest sign-up bonus make it a great option for many consumers. Merrill account holders, and Preferred Rewards members enjoy higher rewards tiers. The card gives you points for all your purchases.
The Bank of America premium rewards credit card doesn't have a foreign transaction charge. That can add up as much as 1.49% to your international purchases. To qualify for this card you need to have high-quality credit, which can prove difficult for many consumers.
Bank of America Student Cash Rewards Credit Card
Students can choose the Bank of America cash rewards credit card for students. It offers a wide range of benefits and is a great choice. This card has a $0 liability guarantee on fraudulent transactions and several features designed to help students manage their finances. The rewards program is extensive and allows you to earn points on every purchase. It also offers a variety bonuses including one that will match your cashback in different categories.
Students can redeem their rewards in several ways, including statement credits, deposits into Bank of America accounts, and paper checks. This credit card never expires as long as you maintain an active account.