There are many options when it comes to choosing the best Mastercard credit cards. Mastercard is available through many credit unions and banks that partner with them. This allows them to offer their customers great credit cards, with perks and fast transaction processing. Plus, most merchants accept Mastercard. A credit card from another company might be a better option if you are a student or have poor credit.
Chase Freedom Flex
As soon as you open your Chase Freedom Flex Mastercard account, you will be able to start receiving rewards in the wallet. Purchases and balance transfers are eligible for the introductory 0% annual percentage rate. There is no annual charge. The variable 0% APR, which will depend on your creditworthiness, will apply to purchases and balance transfers. However, you can enjoy the same great rewards as with other credit cards, such as 5% cash back on select categories.
Chase Freedom Flex and Unlimited credit cards offer 5% cashback for dining and travel and 3% cashback at drugstores. The Chase Freedom Flex has rotating bonus categories which change each quarter. These bonus categories give customers additional cash back. Customers will earn 5% cashback if they spend more than $1,500 within the calendar year.
Capital One QuicksilverOne
The Capital One QuicksilverOne cash rewards credit card is the ideal credit card for those with average to fair credit. You will earn 1.5% cash back on all your purchases, despite having to pay an annual fee $39 You can redeem your rewards as statement credits and paper checks. This credit card is not required to have good credit. There are many benefits to this credit card if you make your payments on-time.
Capital One QuicksilverOne card gives unlimited cash back for every purchase, except when you spend over $3,000. This is a very generous rate for a credit-building credit card. And the rewards never expire. You should avoid spending too much and maximize your rewards.
Citi Double Cash
Citi Double Cash Mastercard can be used to pay off high interest balances. The card offers a 1% cash reward for every purchase you make or payment you make on your account balance. The card is open to all types of purchases and there are no restrictions on the categories you can use. Just make sure to pay the minimum monthly payment and you will receive the cash back.
The Citi Double Cash Mastercard was introduced in August 2014. The Citi Double Cash Mastercard is a competitor to the FIA Fidelity Amex. However Fidelity required an account. Since then, the card has been considered a benchmark for cashback credit cards. This card offers the possibility to convert cashback into ThankYou Points, which can offer higher rewards. From March 2022, cardholders are able to earn ThankYou point directly and not cash. Each ThankYou point is worth one cent
American Airlines Customized Cash Rewards Mastercard American Airlines Business Advantage
The Business Advantage Customized Cash Rewards Mastercard is an excellent choice for those looking for a credit card that offers rewards for business purchases and travel. It provides a $300 statement bonus after you spend $3,000 within 90 calendar days. You also have a flexible rewards scheme that allows for you to match your spending in order to get the best rewards. To ensure you maximize your rewards year-round, you can also update your spending categories each month.
Customers who have a large combined Merrill Lynch and bank account balance will be eligible for a generous welcome bonus. Earn between 3.75% to 5.25% cashback in a select category and get 3.5% dining rewards for the first $50,000 combined purchase. On all other purchases, you will also receive 1.75% Cash Back