You might be a recent college graduate and want to apply for credit cards. Credit cards are best used responsibly. That means paying your monthly bills and not having a balance. Fortunately, there are a few credit cards available that will help you get started. Here are some options to consider: Bank of America(r) Cash Rewards Credit Card, Discover Visa, U.S. Bank Altitude Go Secured Credit Card, and Capital One Quicksilver Rewards Credit Card.
Bank of America Cash Rewards Credit Cards
You can get a Bank of America cash rewards credit cards if you are a recent college grad. There is no annual fee or minimum spend requirement. You will also get a special introductory rate period, which allows you to pay off your purchases without any interest.
After spending $1,000 in the first 90 day of opening an account, students can receive a $200 bonus with Bank of America Cash Reward Credit Card. This is a fantastic bonus as most student credit card companies don't offer this generous bonus. Additionally, each month you will get a FICO credit score for free. This is an excellent bonus when you are first building credit.
Discover Visa Credit Card
There are many credit cards for recent college graduates on the market. Some cards offer rewards while others have low annual costs. Whatever your requirements, you should find the right card for you. You should be approved if you are a recent graduate with excellent credit. It is possible to get a starter credit card to build your credit history.
One of the best features of the Discover card is its low interest rate and rewards program. For example, the card offers two percent cash back at gas stations and 1% on other purchases. You can improve your credit score by practicing good payment habits.
U.S. Bank Altitude Go Credit Card
U.S. Bank Altitude Go Secured Credit Card provides a rewarding rewards program. This rewards card rewards users for making purchases. Rewards do not expire and are redeemable for a variety of merchandise and gift cards. Text messages are also an option to redeem points instantly.
A secured card can be a great choice if you plan to graduate from college but aren't sure how your credit score will turn out. This card earns rewards for making purchases at reputable online stores. You don't have to pay an annual fee or foreign transaction charges.
Capital One Rewards Credit Card - Capital One Quicksilver
For college graduates looking to earn cash back on their most purchases, the Capital One Quicksilver Credit Card can be a great choice. This card offers an unlimited 1.5% cashback and 5% back on travel bookings. It does not have an annual fee or foreign transaction costs. But, these benefits are subject to certain limitations.
The Capital One Quicksilver Rewards Credit Card offers great value for everyday spending. Its 1.5% cash back rate is one of the highest among student credit cards. This card doesn't require an annual fee. This makes the card a great choice for anyone who plans to make regular purchases. While student cards have higher base rewards rates for bonus categories, they are less likely to earn general spending.