There are many things you should take into account when shopping for your credit card. You should consider how much you plan on spending and the purpose of the card. You should also bear in mind that a credit card isn't free money and you will be paying interest if you don't pay it back in full. A card with a low interest rate or 0% introductory period is ideal.
Diners Club card
Diners Club is a credit card that allows you to shop in restaurants. It was first introduced in India in 1961. Frank McNamara, a restaurateur, was the one who came up with this idea. It was initially introduced by Citibank as an invitation-only card.
Frank McNamara a businessman founded The Diners Club after he lost his wallet at a New York City eatery. He asked his wife to pay for the bill instead of paying cash. This embarrassing moment sparked the idea for the Diners Club card. McNamara and his partner in business returned to the restaurant carrying a cardboard card and the Diners Club Card was born.
Chase Sapphire Preferred
Chase Sapphire Prreferred could be the card for you if your passion is traveling and you want a simple card experience. Its low annual fee and solid reward accumulation rate make it a great choice. See how it compares to other cards. You'll also find answers to common questions about the card.
First, look at how flexible the cards are. Chase Sapphire Preferred rewards you with flexible and flexible benefits. One point is earned for every dollar spent. You can also earn one point for every dollar you spend on miscellaneous purchases. If you prefer flat rewards, you can opt for the Capital One Venture Rewards Credit Card.
Capital One Quicksilver
Capital One Quicksilver card offers simplicity and convenience for people who are looking to simplify their financial lives. There is no annual fee and a flat rewards rate. It's easy for you to see how much your earnings are by not having to pay interest or deducting expenses.
Although the Capital One Quicksilver credit card is not recommended for those with poor credit, there are some benefits that may make it worthwhile as your first credit card. It also comes with an intro APR offer and rewards for early spending. You might consider looking elsewhere if you are looking for a credit card that offers travel rewards and higher cashback rates.
Capital One Platinum Credit Card
The Capital One Platinum Credit Card is a good choice for those who have not yet established their credit history. There are no annual fees, credit score requirements, or security deposit. This card is perfect for people trying to rebuild their credit following financial hardship. It also has a low interest rate and good approval chances, even with a FICO score as low as 580. This card doesn't offer any rewards.
Although the Capital One Platinum Credit Card has no rewards, it's still a great option to help customers build their credit. After six months, if you keep your payments on schedule and have a low credit utilization ratio, you could be eligible for an increase to your credit limit. Additionally, this credit card doesn't have annual fees or foreign transaction fee.
Citi Rewards+(sm), Student Card
Citi Rewards+(sm), student card may be a good choice if you are a student looking for a creditcard. The card gives you two ThankYou points for every dollar spent at gas stations or supermarkets. The card is valid for six months and points are available to redeem for gift cards, free travel, or online shopping.
Citi Rewards+(sm), student card may be the right choice for you, whether you are a student abroad or a recent graduate searching for a creditcard. While there is no annual fee for this card, it charges 3% for foreign transactions. If you are planning to take a longer trip, this card may not be the best option.