Petal is an affordable credit card option that won't break your bank. Petal's app gives you 1% cash back for purchases. There's also no annual fee so you can save money. You'll also get 24/7 customer support and convenience. You can apply for a Petal card even if you don't have a credit history. And it doesn't require a credit check, either.
Petal 2 offers you 1% cash back
Petal's Visa Credit Card, "Cashback, No Fees" Visa Credit Card may sound amazing, but the reality is quite different. Petal 2 Card does a hard and soft draw during approval. You won't be eligible for this credit card if you don't have a good credit score. The card can be applied for as long you are legal U.S. residents. You can use it wherever Visa credit or debit cards are accepted.
Petal 2 is an excellent card for those looking to build credit and enjoy rewards. There is no annual charge and the card rewards you for paying on time. Petal 2 does NOT require a security deposits, which is a departure from other credit-building cards. The Petal 2 is not available to people with bad credit, bankruptcy or who have been insolvent within the last 48 months. The good news is that the Petal 2 card has no fees and can earn you cash rewards and statement credits with no credit check.
Petal 1 requires no credit history
You may be interested in Petal 1 if you don't have credit history or any credit. This credit card is for people with average credit and are new to the credit markets or trying to rebuild credit. Petal offers no annual fee and is a great option for students looking for a credit card without the hassle of having to provide a credit history. Although it doesn't provide much flexibility, the credit card comes with a low fee and a variety of other features that may be of interest.
This card has a high APR and no cashback. However, there is no late charge. In addition, there are no fees for using the card overseas. It comes with a credit limit up to $5,000 You don't have to pay foreign transaction fees. There is also no annual or monthly fee. Petal is an excellent choice for those with no credit history. However, it might not be the right option for you. Petal 1 Visa may be right to you if credit history is poor or not good. Be responsible when using it.
Petal 2 is free of annual fees
Petal 2 cards earn you cash back rewards on every purchase. All purchases qualify for 1.25% cash back with on-time payments. Select merchants may offer up to 10% cash back. There's no annual fee, so there's no need to worry about racking up the minimum payment amount each month. The Petal 2 card also has a mobile app that lets you search for merchants offering enhanced reward rates.
Petal is the card for people with poor credit and no credit history. This card uses a proprietary scoring system called Cash Score to determine whether you have a good enough credit score for approval. It also takes into account your banking history. Low credit scores are often due to poor credit. Petal helps you avoid high credit utilization and excessive debt.
Petal offers 24 hour customer service
Petal's 24-hour customer support makes it stand out in terms of payment. Contact customer service through the app anytime you have a question about your account. You can also view the list of participating merchants and offers in the app. Depending on your location, Petal may have different payment cut-off times. You can also disable notifications to improve your experience. If customers are unsure if their accounts can be paid, they may call for assistance.
Petal provides 24 hour customer service and the main product is a credit-card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal provides different products to customers based on these metrics. You will also find lower rates for the introductory products, which is appealing to responsible individuals.