There are many credit cards that offer cash back for groceries. There are three types of credit cards that offer cash back on groceries: the Discover it Cash Back, American Express Cash Everyday, Capital One Walmart Rewards, and the American Express Blue Cash Everyday. Know how to get the maximum cashback on your card so you can maximize the value of your grocery shop purchases.
Capital One Walmart Rewards card
The Capital One Walmart rewards card is a cashback credit card that's specifically designed for those who frequent the retail giant. Although there's no sign-up bonus, this card provides high rewards for purchases made at Walmart. Its outstanding earning potential lasts for 12 consecutive months. The rewards can be used for various purchases.
This card is attractive for those with good credit scores, as it comes with an interest-free period and no foreign transaction fee. However, this card is not available to anyone who shops at Walmart. This card might not work if you only shop at Walmart.
Capital One cards do not allow cashback. However, points can be used to redeem for gift cards or travel offers. These points never expire and you can redeem them online, through a mobile app or by calling Capital One credit card company.
You can get cash back with Discover it
The Discover it Cash Back card is a great way to earn extra cash back at the grocery store. Participating grocery stores offer 1% cashback. The card offers bonus cash back for purchases made in health clubs. The card also gives you the ability to use it for in-person and virtual fitness classes. This offer is not valid for purchases made at standalone health clubs.
Discover It Cashback is not for everyone. It has its advantages, but it does require some effort to reap its rewards. Although rewards rates are high and it is very easy to use the program, you should be diligent about registering your card for quarterly reporting. There is also a $1500 spending cap in each category. You are likely to miss some quarters.
American Express Blue cash Everyday
American Express Blue Cash Everyday credit is a great option to make a little extra money at the supermarket. This card earns you Rewards Dollars that can be used in increments up to 25 to pay down your monthly balance. You can even use them to buy groceries and other necessities like household items. A $15 monthly statement credit will be sent to you.
You don't have to pay an annual fee and can earn up to 3% cashback at gas stations and grocery stores in the U.S. That means you'll earn nearly four Rewards Dollars a month just by filling your tank!
This card is great for people who spend a lot of money on clothing, groceries, gas and other necessities. The card comes with a range of benefits, including second car rental insurance free of charge and two-year extended warranty for eligible purchases. Blue Cash Everyday card can be a great option for people who travel a lot.