There are many things you can do to determine which Citibank creditcard is right. Many of the best options come with no annual fees. They also offer 0% APR introductory periods and waive annual fees for the first year. You can get a great deal whether you plan to buy new items or transfer existing balances.
Citi ThankYou(r), Preferred Card
Citi ThankYou (r) Preferred Card gives double rewards for dining and theater tickets. However, the card doesn't offer as high of a rewards rate for everyday spending. As a result, you may have to compare other cards before signing up for this one.
Citi offers various types of credit cards that will appeal to different consumer groups. There are various types of credit cards that you can choose from: flexible points, airline credit cards, cash back cards, or even 0% APR. You should be aware that each card has different application requirements so you can apply. Some of them don't accept people who have signed up for a sign-up bonus with another bank, or those who have closed a credit card before.
Citi ThankYou rewards program has many similarities to credit card loyalty plans. ThankYou points can then be redeemed by cardholders to purchase gifts, trips or credit for statements. For example, if you spend $2 on coffee, you'll get 10 ThankYou points, while a $12 meal will earn you twenty points. The Citi ThankYou(r) Preferred Card offers an interesting feature: you can redeem your ThankYou points for a check or statement credit, either at the end of the month or at the end of the year.
Citi Double Cash
Citi Double Cash credit cards offer a range of rewards that can be used for various purchases. Generally, it requires a minimum balance of $25 to redeem your cash back rewards. Paying your balance in full each month is the best way to maximize your rewards. If you do not, your rewards may expire after 12 month.
The card also offers a 0% APR balance transfer option. A fee will be charged, but this is minimal in comparison to the interest savings. In addition, the card offers a $200 cash back reward after spending $1,500 in the first six months. Although it isn’t the most lucrative cash-back card, it does offer a few unique benefits.
First, the Double Cash credit card rewards financial responsibility by rewarding timely payments. This is an excellent option for people who are new to cash back rewards cards. Flat-rate APR is another benefit, making this card an excellent choice for people who have only one credit card. This card works well with other cards.
Citi Prestige
Citi Prestige credit cards are a great choice for frequent travelers who desire to enjoy the luxury of travel. It provides frequent travelers with a host of perks including 5 points per $ spent on eligible flights and 3 points per $ spent in hotels. Foreign transaction fees are not charged by the card. You have access to more than 400 airport lounges across the globe.
Citi Prestige Card offers an added benefit: Priority Pass Select membership is complimentary. This membership gives you access to more than 1,200 airport lounges throughout the world. This benefit is only valid for two nights each year. You can save lots of money by using it twice a year.
The Citi Prestige credit card also has an intro balance transfer offer. This allows you to take advantage of the 2% cashback. Access to discounted dining and entertainment in 95 international countries is also possible.