There are many kinds of business credit card options. You can choose from cash back cards or miles cards. Gift cards are also available. Some cards offer sign up bonuses and other perks. Others offer extended warranties and travel accident insurance. Some offer early access to tickets. It all depends what your business needs are.
Capital One Spark Plus
Capital One Spark Plus could be the right choice for you if your business is looking for a credit card. This credit card has a $150 annual fee and flexible credit limits. It is also free of any category restrictions, making this card great for business expenses. Be aware that there are some factors to consider before applying.
When considering a credit card for business use, you should think about the annual fee and any late fees. Also, take into account the bonus for early spending. This bonus can be valuable for your business if you spend a lot of money on a single purchase. The benefit of having the ability to track your purchases and limit your spending is also available. Additionally, unlimited 2% cashback will be available, which is ideal for businesses with many employees.
Capital One Ink Business Unlimited
Ink Business Unlimited credit card offers flat 1.5% cash back on all purchases. There's no annual fee. This makes it a good choice for business owners who want a simple rewards card. Ink Business Unlimited also comes with a low annual fee, and you can add authorized users. Cardholders are responsible for any purchases made with the card.
Ink Business Unlimited offers a great business credit card option to entrepreneurs who don't want to pay an annual fee or receive large sign-up bonuses. You get a 0% APR for purchases, as well as a generous rewards program. Small businesses may find the card useful because it charges a low foreign transaction fee.
American Express Blue Business cash
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. If you make a purchase with the credit card, this card will automatically credit your account with cash back every month. The cash back rate on this card will decrease to 1% if your annual spending exceeds $50,000. This card is a great choice for moderate-spending people.
If you are looking to earn cashback on all your purchases, the Blue Business Cash credit card is a great choice. The card offers 2% cashback on every purchase, plus an additional bonus of 5% cashback on Capital One Travel purchases. A $1,000 cash bonus can be claimed based upon certain spending requirements.
Bank of America Business Advantage Travel Reward World Mastercard
The Bank of America Business Advantage World Master Card Travel Rewards World Mastercard is a great choice when it comes to travel reward. You can get flexible rewards with no annual fee. The card offers 1.5 points per dollar spent on purchases and earns three points for travel purchases. It also offers a bonus of 30,000 points after spending $3,000 in the first 90 days of account opening.
This card is ideal for those with excellent to good credit. You must have a minimum VantageScore (670) or better to be eligible. The card is not open to all applicants. You may need to consider other banks if your credit score is high and you are interested in a small business credit card that is no-annual fee.